Deep Dive

DPI Deep Dive — Wednesday | March 11, 2026 Focus Layer: L3 Documents & Data Exchange Coverage Period: March 4-11, 2026 Executive Summary India’s L3 layer—the Documents & Data Exchange infrastructure—has reached unprecedented scale milestones this week. DigiLocker has surged to 67.63 crore users with over 950 crore documents issued, while API Setu now hosts over 8,000 APIs enabling seamless government-private sector integration. The convergence of DigiLocker, eSign, and API Setu is creating a paperless governance ecosystem that processed billions of transactions this week, reinforcing India’s position as a global leader in digital public infrastructure. ...

DPI Deep Dive — Tuesday | March 10, 2026 Focus Layer: L2 Payments & Financial Rails (NPCI, UPI, RuPay) Coverage Period: March 3-10, 2026 Executive Summary This week’s L2 Payments & Financial Rails layer is dominated by major market developments as PhonePe, India’s dominant UPI platform, gears up for a landmark IPO targeting a $9-10.5 billion valuation. Meanwhile, parent company Walmart reinforces its commitment to the Indian market by relocating Flipkart’s headquarters from Singapore back to India. The convergence of e-commerce, digital payments, and AI-driven financial services is accelerating, with India’s payment infrastructure becoming increasingly embedded in the global digital economy. Despite geopolitical headwinds affecting the rupee, NPCI continues expanding UPI’s international footprint while processing billions of monthly transactions. ...

DPI Deep Dive — Monday | March 09, 2026 Focus Layer: L1 Identity & Authentication (UIDAI, Aadhaar, eKYC) Coverage Period: March 2-9, 2026 Executive Summary This week’s L1 Identity & Authentication layer sees significant activity as the mandatory Aadhaar seeding deadline passes today, March 9, 2026. UIDAI continues expanding offline verification capabilities while addressing persistent concerns around enrollment delays and privacy. The free online Aadhaar update facility has been extended to June 14, 2026, offering users a window to correct their details. With monthly authentication volumes exceeding 100 crore and DBT savings crossing ₹3.5 lakh crore, Aadhaar remains central to India’s digital infrastructure—though usability challenges and privacy debates continue to shape its evolution. ...