DPI Brief — June 05, 2026

DPI Brief — June 05, 2026 UPI Notches Record Month as Cambodia Link Goes Live; New Beneficiary Verification Rule Takes Effect India’s digital payments backbone continues its relentless expansion. UPI processed a record ₹29.90 trillion across 23.20 billion transactions in May 2026 — both all-time highs — underscoring the platform’s deepening grip on everyday commerce. The milestone was confirmed by the Reserve Bank of India in its latest monthly data release. [^1] ...

June 5, 2026 · 4 min · 690 words

DPI Deep Dive — Thursday | June 04, 2026

DPI Deep Dive — Thursday | June 04, 2026 L4 — Commerce & Logistics: ONDC, GeM This week’s deep dive examines India’s Commerce & Logistics digital infrastructure layer, where two landmark developments signal a decisive shift in the country’s digital commerce architecture. ONDC’s ₹220 crore fundraise from blue-chip strategic investors marks the network’s transition from pilot to national infrastructure, while GeM’s expanding footprint — from a new portal overhaul to conservation-linked community commerce — showcases the maturation of government procurement digitisation. ...

June 4, 2026 · 8 min · 1555 words

DPI Brief — June 04, 2026

DPI Brief — June 04, 2026 UPI Goes Live in Cambodia — India’s Cross-Border Payment Push Expands India and Cambodia have officially launched UPI–KHQR cross-border QR payment connectivity, enabling Indian travellers to make real-time QR code-based payments at over 4.5 million merchants across Cambodia. The first phase, operational from 2 June 2026, was rolled out through a partnership between NPCI International Payments Limited (NIPL) and ACLEDA Bank Plc, under the guidance of the Reserve Bank of India and the National Bank of Cambodia. ...

June 4, 2026 · 4 min · 655 words

FASTag — Electronic Toll Collection

FASTag — Electronic Toll Collection What is FASTag? FASTag is India’s electronic toll collection system that uses Radio Frequency Identification (RFID) technology to enable automatic, non-stop toll payments on national and state highways. Launched on 4 November 2014 by the National Highways Authority of India (NHAI), it is implemented through the Indian Highways Management Company Limited (IHMCL) and powered by the National Electronic Toll Collection (NETC) program developed by the National Payments Corporation of India (NPCI).12 ...

June 4, 2026 · 11 min · 2161 words

Account Aggregator (AA) — India's Consent-Based Financial Data Sharing Framework: Complete 101 Guide

Account Aggregator (AA) — India’s Consent-Based Financial Data Sharing Framework: Complete 101 Guide Last updated: June 2026 What is Account Aggregator (AA)? The Account Aggregator (AA) framework is a Reserve Bank of India (RBI)-regulated system that enables individuals and businesses to securely share their financial data between regulated institutions, with explicit consent and in a structured, encrypted manner. Formally, an Account Aggregator is an NBFC-AA (Non-Banking Financial Company — Account Aggregator) licensed by the RBI under Section 45JA of the RBI Act, 1934. 1 ...

June 3, 2026 · 13 min · 2675 words

DPI Deep Dive — Wednesday | June 03, 2026

DPI Deep Dive — Wednesday | June 03, 2026 India’s L3 Digital Public Infrastructure — the layer of Documents and Data Exchange — had an eventful week (May 28 – June 3, 2026). From DigiLocker powering university admissions at scale to ABHA crossing 90 crore accounts, and new UPI security mandates that reshape data-sharing in payments, the document and data exchange rails underpinning India Stack continue to deepen their reach. Here are the five stories that defined the week. ...

June 3, 2026 · 7 min · 1442 words

DPI Brief — June 03, 2026

DPI Brief — June 03, 2026 UIDAI Phases Out mAadhaar, Launches New Aadhaar App with Face Authentication and Privacy Controls Layer 1 — Identity The Unique Identification Authority of India (UIDAI) has begun urging users to migrate from the legacy mAadhaar application to a completely redesigned Aadhaar app, confirming that the old platform is nearing end-of-life. The new app introduces three significant capabilities absent from mAadhaar: QR code-based Aadhaar sharing for selective data disclosure, face authentication as an additional verification method, and enhanced biometric lock/unlock controls. ...

June 3, 2026 · 4 min · 695 words

DPI Deep Dive — Tuesday | June 02, 2026

DPI Deep Dive — Tuesday | June 02, 2026 Layer Focus: L2 — Payments & Financial Rails (NPCI, UPI, RuPay) A weekly deep dive into developments across India’s payments and financial infrastructure layer, tracking UPI, NPCI policy, RuPay, and the evolving digital payments ecosystem. 1. UPI Smashes All-Time Record: 23.20 Billion Transactions in May 2026 India’s Unified Payments Interface has shattered its own record yet again. NPCI data released on June 1 shows UPI processed 23.20 billion transactions worth ₹29.90 lakh crore in May 2026 — a 24% year-on-year jump in volume and 19% in value compared to May 2025. ...

June 2, 2026 · 8 min · 1499 words

DPI Brief — June 02, 2026

DPI Brief — June 02, 2026 UPI Records Its Biggest-Ever Month at ₹29.90 Lakh Crore India’s Unified Payments Interface (UPI) posted its highest-ever monthly figures in May, processing 23.2 billion transactions worth ₹29.90 lakh crore, according to NPCI data released on June 1. This represents a 19% year-on-year increase from ₹25.14 lakh crore in May 2025, and a month-on-month improvement over April’s 22.35 billion transactions worth ₹29.03 lakh crore. Summer travel, IPL 2026, and seasonal consumer spending were key growth drivers. The average UPI ticket size has steadily declined from ₹1,848 in 2021 to ₹1,313 in 2025, reflecting the system’s deepening penetration into micropayments and everyday retail. UPI now accounts for an estimated 85.5% of total retail digital transaction volume, cementing its position as the backbone of India’s digital payments ecosystem. [Times of India] ...

June 2, 2026 · 3 min · 628 words

DPI Deep Dive — Saturday | May 20, 2026

DPI Deep Dive — Saturday | May 20, 2026 Introduction Saturday marks the seventh and final layer in India’s Digital Public Infrastructure (DPI) framework: Governance & Grievance Redressal. This layer encompasses the systems, platforms, and processes through which citizens interact with government, lodge complaints, access services, and participate in democratic governance. From DARPG’s administrative reforms to CPGRAMS’ grievance redressal mechanisms, and eOffice’s digital workflow systems, governance DPI forms the backbone of citizen-state interaction. ...

May 20, 2026 · 11 min · 2190 words