Account Aggregator (AA) — India's Consent-Based Financial Data Sharing Framework: Complete 101 Guide
Account Aggregator (AA) — India’s Consent-Based Financial Data Sharing Framework: Complete 101 Guide Last updated: June 2026 What is Account Aggregator (AA)? The Account Aggregator (AA) framework is a Reserve Bank of India (RBI)-regulated system that enables individuals and businesses to securely share their financial data between regulated institutions, with explicit consent and in a structured, encrypted manner. Formally, an Account Aggregator is an NBFC-AA (Non-Banking Financial Company — Account Aggregator) licensed by the RBI under Section 45JA of the RBI Act, 1934. 1 ...